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| Shop Pay | Affirm | Afterpay | PayPal | PayPal Credit | |||||
|---|---|---|---|---|---|---|---|---|---|
| Pay in 4 Interest-free Installments | Pay in Monthly Installments | Pay in 4 Interest-free Installments | Pay in Monthly Installments | Pay in 4 Interest-free Installments | Pay in Monthly Installments | Pay in 4 Interest-free Installments | Pay in Monthly Installments | Pay in Monthly Installments | |
| Purchase Amount | $50 to $999 | $150 to $20,000 | $50 to $20,000 | $100 to $20,000 | Not specified | Not specified | $30 to $1500 | $199 to $10,000 | Minimum $99 |
| Number of Payments | 4 interest-free payments | 3, 6, 12-month terms | 4 interest-free payments | 3, 6, 12-month terms | 4 interest-free payments | 6 or 12-month terms | 4 interest-free payments | 6, 12, 24 payments | No Interest if paid in full in 6 months on purchases of over $99. |
| Payment Terms | Every 2 weeks (1 down payment & 3 payments) | Monthly | Every 2 weeks (1 down payment & 3 payments) | Monthly | Every 2 weeks (1 down payment & 3 payments) | Monthly | Every 2 weeks (1 down payment & 3 payments) | Monthly | |
| APR | 0% | 10-36% | 0% | 0% (DEVATA special offer) | 0% | 6.99-35.99% | 0% | 9.99-35.99% | 0% |
| Credit Inquiry & Report | No (Soft Inquiry) | Yes | No (Soft Inquiry) | Yes | No (Soft Inquiry) | Yes | No (Soft Inquiry) | Yes | Yes |
*Information on this page is subject to change without notice, DEVATA is not responsible for its accuracy, please check the newest information at each of the financial provider’s website.